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TOPIC: Need a little help

Need a little help 10 years 4 months ago #42830

  • eric p
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We just bought a forclosed home that was built in 1974.
It looks like the bank has covered up a few "blemishes" that are now beginning to expose themselves. We had the home inspected and it cameback good structurally with cosmetic issues.
I am finding these cracks in the drywall and would love to get some opinions on what they might be. I will try to post a pic belowIMG_0034.JPG

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Re: Need a little help 10 years 4 months ago #42831

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Im nhaving trouble posting my pic. Any help out there?
Thanks

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Re: Need a little help 10 years 4 months ago #42833

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i need help posting a pic.
Thanks

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Re: Need a little help 10 years 4 months ago #42837

Hi Eric,

Click Reply and click the attach button and you'll be good to go.

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Dominic Maricic
Home Inspector Pro Home Inspection Software - CEO

Re: Need a little help 10 years 4 months ago #42955

Eric, typically banks do not make any repairs to foreclosed property.  They usually dont want to spend more money on a property than what they already have in it.  If by chance they did do some repairs, someone from the bank would have overseen the project, thus they would have filled a real estate disclosure on the property.  Did you get a disclosure or a disclaimer when you purchased the property?

If they filled out a disclosure, did anything send up any red flags?  (This does assume that everyone is doing things the right way!)

As far as the cracks are concerned, are these new cracks, old cracks, patched up cracks, patched up cracks that are cracking again?  Try to post some pics again.  I'm sure everyone on here would like to see them.

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Re: Need a little help 10 years 4 months ago #42963

Note: Banks are exempt from disclosure laws, so don't waste your time creating a fuss over not getting a disclosure.

Were the cracks evident on the day of the inspection? If not, why do you feel an inspector would be able to see what was not observable?

I'm not saying something may not have been missed, just trying to explain that a simple thing like a crack, is not a simple thing that you can get a definative answer on any message board. You should contact your inspector asap, and do not repair anything until you have contacted him/her. (Unless life threatening). Be prepared to allow him access to the home if he wishes to return to investigate the situation.

Good luck.

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Jeffrey R. Jonas
507.213.7468
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