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Jay Markanich
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« on: July 31, 2008, 04:43:14 AM » |
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Certainly credit cards are the way of the world these days. Every now and then a client forgets to bring cash or a check to the inspection and then has to mail payment to me. Sometimes that takes a couple of weeks for them to get around to it. And, two or three times a year I don't get an inspection when over the phone I say that I do not accept credit cards. When that happens I think - "You shouldn't be buying a house if you don't have the cash to pay for a home inspection." But, people like the convenience and subsequent printed record of using a card - and then there are the benefit programs...
Credit card acceptance opens us up to financial regulations and banking fees and controls that I have not wanted to deal with. We become a part of the credit system. I am very reluctant to do that. To me, the less exposure the better. But every now and then I think about adding it as a service to my business.
Just wanted to find out - do you or don't you?
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Dominic Maricic
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« Reply #1 on: July 31, 2008, 01:20:13 PM » |
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Just added our new credit card service to our website yesterday by the way: http://www.homeinspectorpro.com/Credit-Card-Processing.htmlTook me 6 months to broker a deal for inspectors that didn't have monthly minimum transaction fees or monthly statement fees. The contract I have with them is for 3 years (starting last month) and then I have to renegotiate. I have a few guys already going through the sign up process then we'll be testing out the website integration this week. It allows you to take payment over the phone as you get a virtual terminal (which would cost $30 a month via paypal) as well as can add it to your site. Eventually I'll have it tied in to the report upload service as well, preventing a client from viewing a report until they pay. The reality is, one lost inspection would cover all the costs involved. The rates are better than paypal and you get your money faster. It also depends on where you live. In California credit really is king. I know inspectors taking checks that do ok, I know others like Mike Verlingo on here that said he had 6 bounced checks in the period of about a month. |
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« Last Edit: July 31, 2008, 01:21:47 PM by Dominic Maricic »
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John Adrian Sopher
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« Reply #2 on: July 31, 2008, 04:59:58 PM » |
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Hey Dominic, this is something I would really like to do. If you would, let me know what I need to do to get set up. I've been looking at different ways to do C/C's while out in the field and on my website.
Thanks
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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Dominic Maricic
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« Reply #3 on: July 31, 2008, 05:08:34 PM » |
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Hey John, Just click the list in my post above, or click Credit Card Processing from the home page (on the left). Click the link to fill out the form on that page and the bank will pre-fill out all the paperwork and give you a call and explain all the details. As of now you can call in the credit card but they charge a buck or two for that. I'm working on a way for you to accept cc's in the field without the extra charge. What type of phone do you have?  Obviously you'll be able to add it to your website and we will be integrating it in to the report upload process soon. This is the first few days of us finally getting this online so you'll be part of the test crew for the process. |
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John Adrian Sopher
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« Reply #4 on: July 31, 2008, 05:23:13 PM » |
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My cell is a Nokia 6086
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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John Adrian Sopher
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« Reply #6 on: July 31, 2008, 07:52:58 PM » |
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Ah no, I don't, I've never really needed Internet on my cell so I've never gotten the service.
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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Dominic Maricic
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« Reply #7 on: July 31, 2008, 08:04:41 PM » |
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Ok. Don't get it yet as I don't have everything set for phones yet. But basically it would require internet access. The other alternative though is just to call the bank processor like I mentioned above.
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Jay Markanich
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« Reply #8 on: August 03, 2008, 07:17:47 AM » |
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SO VOTE ALREADY!!
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Dominic Maricic
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« Reply #9 on: August 03, 2008, 01:42:44 PM » |
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Lol, 4 votes and 60 views. That's how it goes. Of course 4 people have signed up in the past 2 days for the service already. Once the first group goes through the process and we know everything is working smoothly on their sites I'll be sending out a mass email about it.
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Brian Doles
Location: Atlanta, GA
Newbie
Karma: 3
 Offline
Posts: 16
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« Reply #10 on: August 04, 2008, 06:29:50 PM » |
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I've been using PayPal successfully for a few years now. Accepting c/c is important. People use credit cards more often than they brush their teeth. I never carry cash or a check anymore. It's convenient, easy and almost everyone has one (at least 1).
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John Adrian Sopher
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« Reply #12 on: August 15, 2008, 11:26:09 PM » |
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I have one question,
Whats to keep people from paying the wrong amount for the inspection?
Say I charge $200 for an inspection. I give them a 10% discount for whatever reason. They owe me $180 now. If they want to pay online, they go to my website and pay $18. Would the online report get released to them?
Or say, if someone wants an inspection, books one via my site, then turns around and pays for it figuring the wrong price. Do I have a way of setting the price for each inspection before they pay for it and before it gets released?
Is there a way to set the price to where it automatically comes up with the correct amount? Say for instance, I charged Joe $200 for an inspection, I then post the report online, plug in a price for the report, then when Joe goes to pay for it via my website, the correct price is put in the price box for him so he cant make any 'mistakes'!!!
You get my meaning? If not, I'm sure I can come up with more examples. lol
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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Dominic Maricic
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« Reply #13 on: August 16, 2008, 12:05:00 AM » |
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Yes, I'm working on a version where you can set the price and send the link to them via email or you enter it on site yourself. If they enter the wrong price on the site (say you have them pay in advance and don't send them a direct link), you'd just email them and tell them they need to pay the difference.
The version I showed you is only for websites, the version integrated into the report upload service will release a report only if they pay the correct amount. Paying to release a report would be done via a path the client would follow from one page to the next. They wouldn't have a choice on the price.
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John Adrian Sopher
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« Reply #14 on: August 16, 2008, 09:11:15 AM » |
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Okay, thats all I wanted to know! Oh and I faxed off my c/c app Thursday! |
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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Dominic Maricic
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« Reply #15 on: August 16, 2008, 02:53:14 PM » |
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Great! It will work well on your site. You could put a cowboy with a gun pointing at the screen saying 'PAY NOW'  |
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John Adrian Sopher
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« Reply #16 on: August 16, 2008, 03:58:29 PM » |
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LMAO... find one for me!!!
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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John Adrian Sopher
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« Reply #18 on: August 16, 2008, 05:33:34 PM » |
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LMAO OMG that looks like something from pink panther cartoon. lol
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John Adrian Sopher HLC Home Inspections LLC www.oklahomahomeinspector.bizWe aim to serve Oklahoma City, Yukon, Mustang, Newcastle, Moore, Norman, Del City, Midwest City, area's. We welcome inspections in other area's as well. Visit our site and learn more about our move in certified program. |
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Jay Markanich
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« Reply #19 on: August 16, 2008, 08:13:00 PM » |
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You could use a line under the cartoon - PAY NOW PAL... the Sopher version of PAY PAL...
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